Video transcript: Ask a Money Mentor: Things to consider when investing

Text On Screen:

Ask a Money Mentor.

On Screen:

J.P. Morgan Wealth Management logo.

Legal disclosures:

Investment and insurance products:

• Not a deposit;
• Not FDIC insured;
• Not insured by any federal government agency;
• No bank guarantee;
• May lose value.

Speaker:

What should I consider before investing?

A bald man with a black beard and glasses speaks to us from an office.

On Screen:

David W Davis.

Advisor,

J.P. Morgan Wealth Management."

David:

Whether it’s for your education, buying a home or retirement. Here's what to consider when establishing your investment goals. Set your objectives. What are you looking to do for your account? Is it growth, income? Liquidity? Consider your time horizon. Are you thinking long term or short term? For instance, retirement might be 30 years out, but that home purchase is a goal for the next five.

On Screen:

A mobile device displays a screen labeled

"Tell us what's important to you."

It displays clickable tiles marked:

• Manage spending;
• Save for Emergencies;
• Plan for retirement;
• Pay for education;
• Buy a home;
• Buy a car;
• Travel;
• Take care of loved ones;
• (and) Donate to charity

An unseen mobile device user clicks on "Plan for Retirement," "Buy a home," and then on a button marked "Get started.

David:

Understand your risk tolerance. Are you okay with volatility or do you prefer a more conservative approach? It's important to align your goals with your objectives, time horizon and risk tolerance. You may need to make adjustments as things change.

On Screen:

Things To Consider When Investing:

1. Set objectives.
2. Consider your time horizon.
3. Understand your risk tolerance.
4. (and) Periodically review your investments to ensure you're on track and make adjustments as needed.

Legal disclosures:

Asset allocation (and/or) diversification does not guarantee a profit or protect against a loss.

When investing in mutual funds or exchange-traded and index funds, please consider the investment objectives, risks, charges and expenses associated with the funds before investing. You may obtain a fund's prospectus by contacting your investment professional or visiting the fund company's website. The prospectus contains this and other information, which should be carefully read before investing.

Investing in securities involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Outlooks and past performance is not a guarantee of future results.

J.P. Morgan Wealth Management is a business of J.P. Morgan Chase and Company, which offers  investment products and services  through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member of FINRA and SIPC. 

Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida.

Certain custody and other services are provided by  JPMorgan Chase Bank, N.A. (JPMCB).

JPMS, CIA, and JPMCB are affiliated companies under the common  control of JPMorgan Chase and Company. Products not available in all states.